Skate beams are a powerful design component which impact the sense of size and height in a space. The cliche of the thatched roof cabin, smoky and oppressive, with dark exposed beams overhead goes in a medieval fantasy. In fact, ceiling beams, whether they’re hand-hewn *vigas* in historic adobe residences or steel beams in a […]
Just as your kitchen cupboards are older does not mean that they must look like that. Freshen them up with a new coat of paint, a synthetic bois treatment or even something as easy as new hardware. Give them a totally new style with the addition of trim or molding, or even substituting or removing […]
Create an air of awe and quiet grace by painting the walls and ceiling in a bedroom to resemble the night sky. Keep the room from appearing too dark and cavernous by blending the colors on the wall in a subtle gradient inspired by tilting. Go dark on the ground to complete the realistic appearance. […]
A traditional or contemporary bathroom with black-and-white chessboard-style square tiles has it all over the pink, seafoam-green or even powder-blue deluxe powder rooms that are so difficult to decorate. Adapt the strong floor tiles to your home decor with shade — or the lack of it — to provide a little additional personality to the […]
Most simply stated, a traditional loan means that a homebuyer’s mortgage is not endorsed or guaranteed by a government agency like the Federal Housing Administration (FHA) or Veterans Administration (VA). Buyers can use a traditional mortgage to purchase a one- to – four-unit house, a condo, modular or manufactured home as a primary, secondary or […]
You can save money when interest rates fall. In refinancing, you simply take a new mortgage at current interest rates to pay off your mortgage. This cuts the total price of your mortgage and usually lowers your monthly obligations. The same as your original mortgage, your lender wants you to have equity in your home […]
The normal mortgage loan includes a lengthy list of costs and fees as well as the interest and principal amounts. At the closing, once the records are signed and the loan has been formally contracted, these prices will be charged to the purchaser. The purchaser makes a cash payment for all those fees which aren’t […]
Although a prudent purchase for some, timeshares may end a costly burden for many others who find themselves chained to a unusable, unaffordable and unsellable property. To prevent any regrets, buyers should make certain they have all of the information they need to understand before signing their names on the dotted line. Timeshares Aren’t an […]
Mortgage rates are inherently complicated, seemingly not possible to comprehend from a consumer perspective. Fluctuations in mortgage market rates are definitely not random, however; a great many factors determine the current market rate at any given time. Discerning the key contributors and understanding how they impact mortgage rates can allow you to calculate logical predictions […]
The bookcase is just one of my favorite pieces of furniture. It is a practical approach to display books, pottery and small collections, and its height adds visual appeal to a space. Nowadays, bookcases are designed in several fresh styles, interesting shapes and advanced materials. There’s bound to be one ideal for you. I’ve rounded […]
